Ok here's a weird one. I've done a fresh install to confirm that it wasn't something I'd done.
I am testing my system and I can register as a user etc, and when I got to the checkout my Address comes up fine, but then when I select HSBC payment method and it takes me to that screen, the only country that shows up as an option on the dropdown is Zimbabwe, despite how my Account definitely shows UK.
Is this a common mishap?
