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Strong Customer Authentication (SCA)


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We are in the process of updating all payment gateways to support Strong Customer Authentication (SCA) prior to 14th September. Please "follow" to this forum topic to get instant notifications and updates.

Strong customer authentication (SCA) is a requirement of the EU Revised Directive on Payment Services (PSD2) on payment service providers within the European Economic Area. The SCA requirement comes into force from 14 September 2019. The requirement ensures that electronic payments are performed with multi-factor authentication, to increase the security of electronic payments. Physical card transactions already commonly have what could be termed strong customer authentication in the EU (Chip and PIN), but this has not generally been true for Internet transactions across the EU prior to the implementation of the requirement.

A number of our more popular integrations are already ready:

We recommend that merchants using the Credit Card Capture extension upgrade to a payment gateway supporting SCA.

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